Steve Robinson wrote:
Armitage Shanks wrote:

**** em all. It's only money.

no its somebody elses money , pay your debts you scumbag


Ah but I cannot pay the debts as I have not got any money which is why I
lent theirs in the first place!

So I have no money or property and therefore I can not give anyone else
what I do not have. It is very much chicken and egg.

See you getting the picture? **** em. It is never your money to begin
with. It's only a toy which you cannot take with you when the game
of life stops.

"Sean" wrote in message
...

Adrian,

If you cannot grasp why a person would prefer to deal with matters of this
nature in writing rather than over the telephone then your replies are of
no interest to me and I urge you to go 'help' someone else.

Almost all sites which give debt advise advise NEVER to have any verbal
dealings via the phone and to put EVERYTHING in writing. Should it go to
court you then have an "audit trail" as to exactly what has happened.

Armitage Shanks wrote:

Steve Robinson wrote:
Armitage Shanks wrote:

**** em all. It's only money.

no its somebody elses money , pay your debts you scumbag


Ah but I cannot pay the debts as I have not got any money which is
why I lent theirs in the first place!

So I have no money or property and therefore I can not give anyone
else what I do not have. It is very much chicken and egg.

See you getting the picture? **** em. It is never your money to begin
with. It's only a toy which you cannot take with you when the game of
life stops.

so you shouldnt have taken some one elses if you couldnt pay it back

--

Mike_B wrote:
In message .com, TimB
writes

When I was in that situation, I simply refused to answer any of their
Data Protection questions. Until they've established who you are, they
can't continue with the conversation. It annoys them quite intensely :-)



That's actually a piece of advice I have given to many people who were
being bothered on the telephone and it works a treat. Just don't confirm
who you are and they can go no further, and if you have the right
mindset it can be great fun to annoy the people who have been
deliberately annoying you..

--
Mike_B

As indeed the bailiff who turned upl ooking for the precious occupant
for a parking fine probably felt when I offered him the only part of
the car that had been left. A bottle of Automatic Transmission Fluid
The expression on his face as he pondered as to whether I was a half
wit who being serious or was taking the **** was priceless

HTH Phil

In message , Steve
Robinson writes

so you shouldnt have taken some one elses if you couldnt pay it back

Who said they did take it on when they couldn't pay it back?

--
Mike_B

Mike_B wrote:

In message , Steve
Robinson writes

so you shouldnt have taken some one elses if you couldnt pay it back

Who said they did take it on when they couldn't pay it back?

20 K unsecured debt reading the guys post quite obvoius from his
atatitude that he is either a financial idoit or moe likely a *******
that likes to rip people off


Its not very funny when your a small business and idiots like that
screw you over , often means the business goes to the wall or as i have
had to do let staff go

--

On Thu, 21 Dec 2006 16:52:59 GMT, "Steve Robinson"
wrote:

Mike_B wrote:

In message , Steve
Robinson writes

so you shouldnt have taken some one elses if you couldnt pay it back

Who said they did take it on when they couldn't pay it back?

20 K unsecured debt reading the guys post quite obvoius from his
atatitude that he is either a financial idoit or moe likely a *******
that likes to rip people off

Well certainly not a financial idiot if he got away with 20k of
goods/services.



Its not very funny when your a small business and idiots like that
screw you over , often means the business goes to the wall or as i have
had to do let staff go

Any business that gives unsecured credit of 20k to an individual
deserves everything they get, but especially credit card companies.

On Thu, 21 Dec 2006 16:52:59 GMT, "Steve Robinson"
wrote:

Mike_B wrote:

In message , Steve
Robinson writes

so you shouldnt have taken some one elses if you couldnt pay it back

Who said they did take it on when they couldn't pay it back?

20 K unsecured debt reading the guys post quite obvoius from his
atatitude that he is either a financial idoit or moe likely a *******
that likes to rip people off


Its not very funny when your a small business and idiots like that
screw you over , often means the business goes to the wall or as i have
had to do let staff go

IME when a small business gets screwed it is either a larger business,
the bank or the inland revenue who is doing the screwing. Quite often
the latter 2

"TimB" wrote in message
oups.com...

When I was in that situation, I simply refused to answer any of their
Data Protection questions. Until they've established who you are, they
can't continue with the conversation. It annoys them quite intensely :-)


If they ask me what my date of birth is, I usually ask them to tell me
theirs. Then, if necessary, I suppose one could move on to bra size and
colour of underwear, but so far that has not proved necessary.

"Sean" wrote in message
...
Hello,

I have a debt collection company (Mercers Debt Collections Ltd) keep
calling
me on my mobile.

I have written to them twice saying I will cooperate in full - but only in
writing. Please do not telephone me or call to my home.

They called me today (again) and said they will continue to call, despite
my
requests, until an arrangement has been made for payment.

Although they have not telephoned after hours, and only 3 times in 2
weeks,
I do believe they are pressurising me into doing something (discussing the
matter on the phone) that I am not obliged to do - which to my untrained
eye, seems to contravene the terms of the protection from harassment act
1997.

Are they doing anything wrong by telling me they will continue to call me
against my wishes when I have told them I will co-operate in writing,
promptly and in detail.

the 1949 wireless telegraphy act makes it a criminal offence to telephone
someone after they have instructed you not to. notify them under the act of
this, tell them you will expect all correspondence to be carried out in
writing.
http://www.consumeractiongroup.co.uk...ment-laws.html
cheers
james