The FSA will start regulating mortgages next year and will become responsible for truthful and comparable advertising of interest rates. But you're suggesting it's not truthful to have different ways of calculating interest. As long as you've been told what they are there's no untruth. In truth, borrowers don't look beyond their noses. Rob Graham

"Clive" wrote in message ... Does anyone on the group know how to stop perennial football playing in the streets? Start a campaign to provide adequate local recreation facilities for youngsters together with properly approved supervision, so that parents can be confident that their children are safe when not actually...

Hi, I have a question..and a whinge! I am 35, and have a clean record since i was 17 when i got very drunk and punched someone window out and ended up with a criminal damage charge. I have always assumed that as i was arrested as a minor, my record would have been wiped clean now it is 18 years later...and on job applications and things for the last ten years i have always stated i have a...

"John" wrote in message ... Hi A while back I setup a payroll utility for a client. There were changes to it over a period of time. Every time there was a change to the system I offered the client to be on-site and run it with them to ensure that everything was right. If anything needs changing I would do it...

Subject: Tail End Shunt - Any excuse From: RVMJ Date: 13/09/03 22:42 GMT Daylight Time Message-id: Dave Baker wrote: Here is some data on how modern bikes with twin front disc brakes and radial tyres stop. I can fairly confidently assert that no std bike from 50 plus years

tim said By all means dispute a bill, but to sell you will need proof that it is sorted, so the "sue us and wait" option is not usually viable. Took the words out of my mouth. Here we (within certain parameters - small amounts) cheerfully let people "dispute their bills" and not pay knowing that we will get it in full, with interest, when they want to sell.

Subject: Skip raiding From: "Me" Date: 13/09/03 18:19 GMT Daylight Time Message-id: What are the laws about skip raiding? Obviously I can't trespass to go rummaging around in a skip but is it legal to take from a skip in any circumstances? I spoke to a solicitor friend who says it's "theft through finding" and yet a policeman friend...

A friend and I were having a conversation about the events of September 11th, and Al qaeda/Islam etc etc.An article in a paper about embezzling caught my eye, and I just had a random thought, and was wondering about the implications of the following: Say if someone somewhere managed to swindle something like $500 million from Al qaeda, thus crippling their organisation, and donated this money...

Hi, To everyone interested in Scots law: maybe it would be helpful if you prefixed your subject title with to signal to others on the newsgroup that your message invites replies for which English/Welsh law may not apply.

I have just made an offer on a small flat today of 35K, the owner asked me to make a separate cash payment to him side stepping the buying process, for 5k, so the official "on paper" price of the house will be sold for "30K". When I stated that this could/would need to be done through a lawyer but no problem otherwise, (assuming a lawyer will do this) is it legal? He said he wanted to do it to...

I want to protect a photographed image I have, do I need to copyright it? how does one go about it? Grateful thanks to all respondees MBS

http://www.newfie.iwarp.com/ It really works! Seriously, just sign up, and you will see. Don't be afraid to take a risk.

My tax return is currently being investigated, hopefully there should be nothing wrong with it. I returned that tax return electronically, all my previous fifteen tax returns have been returned using traditional means i.e. filling in the booklet (and were never investigated) Has any research been conducted into whether a higher percentage of tax investigations are being initiated from returns...

A friend's car was damaged whilst parked in a pub car park, by another driver who was leaving. My friend was not parked in a designated space (the car park is marked out in spaces but there are areas in which to park which are not an obstruction). The guy stopped, left details etc and has offered £200. The quote to repair was c.£450. He is claiming that "contributory negligence" due to the car...

Subject: Tail End Shunt - Any excuse From: RVMJ Date: 13/09/03 08:38 GMT Daylight Time Message-id: Dave Baker wrote: A 1g stop is a high but achievable target for a modern road car on ordinary road tyres. It can be beaten by a sports car on the best rubber but not by much. 0.9g represents a fair target for a non...

On Sat, 13 Sep 2003 08:32:48 +0100, "anton.t" wrote: Could someone please clarify the statements I've read and heard that DC Stevens cannot be charged again with the original offences of possession and distribution of indecent images? I have always believed the double jeopardy provision applied only where a defendant is tried and found not guilty in a court of law.

hi, I have been reading the discretionary NRB legacy primarily with regard to married couples whose main assets comprise the severed shares of the matrimonial home and the debt and charge schemes that utilise the NRB. My question is, if the will as many do, contains a standard clause( no discretionary powers) gifting an NRB amount to the children from the first to die, then the remaining spouse...

"Paul" wrote in message ... Ask the clamping company to produce evidence of what area they have juristiction over, they must be able to show what boundaries they are allowed to clamp in, 1) where did this clamping come from? 2) what is the 'proof' that is required, surely it will be no more than a letter from the...

"Clough" wrote in message ... A paedophile described by the judge as "truly a predator" has been found guilty on five counts of indecently assaulting a 14 year old between April 2000 and May 2002. The paedophile has a previous conviction for indecently assaulting a 12 year old in 1994. The sentence: one year. ...

My elderly parents live in a house which has 2 public car parking spaces (we call it a layby) just off it. The problem is that one of the neighbours parks his van on this space every night, blocking their view. The van is covered in adverts for the man's business. We've tried to talk to the man to maybe move the van further back (not affecting him) but he slammed the door on our face.