A UK legal issues forum. Legal Banter

If this is your first visit, be sure to check out the FAQ by clicking the link above. You may have to register before you can post: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below.

Go Back   Home » Legal Banter forum » Legal Newsgroups » uk.legal.moderated (Legal Topics Relevant To UK Law - Moderated)
Site Map Home Register Authors List Search Today's Posts Mark Forums Read Web Partners

uk.legal.moderated (Legal Topics Relevant To UK Law - Moderated) (uk.legal.moderated) To enable contributors who have genuine legal problems to ask for practical advice from other people (lawyers or laymen) who have had to deal with similar problems in the past. Advertising is forbidden.

Letters From: Credit Services Association/Debt Buyers and Sellers Group



 
 
Thread Tools Display Modes
  #11  
Old February 10th 08, 11:40 AM posted to uk.legal.moderated
richardveevers@googlemail.com
external usenet poster
 
Posts: 10
Default Letters From: Credit Services Association/Debt Buyers and Sellers Group

On 9 Feb, 22:35, Jonathan Bryce wrote:
wrote:
About 10 years ago I was in my early 20s' and flat sharing with
friends and others.
We generally neglected to pay council tax and other assorted bills
(very guesstimated at £7000).
Inevitably 10 yrs later I have ended up receiving letters from a debt
buyer asking for information about my residence at one of my old
address'.
Would anyone offer any advice (apart from "Told you so!") as to my
best course of action? I'm intending to contact the agency, but I
wouldn't want to volunteer any more info than is necessary.
I'm hoping to get an interview with Citizens Advice ASAP.
Cheers


10 years later is well out of time. *They can't collect provided you don't
admit to it at any point.


Jonathan,
Thanks for the help,
I moved from the address 7 years ago and only recently appeared on
council tax bills etc.
This is the first time I have been approached by any agencies and have
not admitted any ownership of the debt.
Once again many thanks.
Cheers

  #12  
Old February 10th 08, 12:30 PM posted to uk.legal.moderated
richardveevers@googlemail.com
external usenet poster
 
Posts: 10
Default Letters From: Credit Services Association/Debt Buyers and Sellers Group

On 10 Feb, 10:50, "tim \(not at home\)"
wrote:
"Peter Crosland" wrote in message

...





Jonathan Bryce wrote:
wrote:


About 10 years ago I was in my early 20s' and flat sharing with
friends and others.
We generally neglected to pay council tax and other assorted bills
(very guesstimated at £7000).
Inevitably 10 yrs later I have ended up receiving letters from a debt
buyer asking for information about my residence at one of my old
address'.
Would anyone offer any advice (apart from "Told you so!") as to my
best course of action? I'm intending to contact the agency, but I
wouldn't want to volunteer any more info than is necessary.
I'm hoping to get an interview with Citizens Advice ASAP.
Cheers


10 years later is well out of time. *They can't collect provided you
don't admit to it at any point.


They can if they obtained a Liability Order within the six years which
they
may well have done. See below.


http://www.payplan.com/debt-library/...iability-the-l...


In thought the rules for Council Tax (and Poll tax) were different and the
debt doesn't expire.

ISTR reading that there are some LAs still chasing Poll Tax debts.

tim

tim- Hide quoted text -

- Show quoted text -


Thanks for taking the time to reply to my post
Cheers

  #13  
Old February 10th 08, 12:35 PM posted to uk.legal.moderated
richardveevers@googlemail.com
external usenet poster
 
Posts: 10
Default Letters From: Credit Services Association/Debt Buyers and Sellers Group

On 9 Feb, 19:00, "
wrote:
About 10 years ago I was in my early 20s' and flat sharing with
friends and others.
We generally neglected to pay council tax and other assorted bills
(very guesstimated at £7000).
Inevitably 10 yrs later I have ended up receiving letters from a debt
buyer asking for information about my residence at one of my old
address'.
Would anyone offer any advice (apart from "Told you so!") as to my
best course of action? I'm intending to contact the agency, but I
wouldn't want to volunteer any more info than is necessary.
I'm hoping to get an interview with Citizens Advice ASAP.
Cheers


Many Thanks To All
Any other advice is more than welcome

  #14  
Old February 10th 08, 02:00 PM posted to uk.legal.moderated
Andrew McGee
external usenet poster
 
Posts: 1,100
Default Letters From: Credit Services Association/Debt Buyers and Sellers Group


wrote in message
...
On Feb 10, 9:35 am, Jonathan Bryce wrote:

10 years later is well out of time. They can't collect provided you don't
admit to it at any point.


Now quite right!

If during the 1st 7 years they haven't found you...you might have a
chance to get away with it, but and here's the rub, if you have simply
changed your account to another branch and avoided re payment, you can
be done even after 10 years, up to 15 years in fact.....so running
away and not responding for 7 years wont always win, you need not have
had any contact with any part of the group for 15 years to really get
away with it.

All the person who you owed money has to do is show that the debt owed
was within the 15 years limit was to another unit of the same group
and your done....he will point out that you simply did a runner and
refused to acknowledge until you were tracked down, so admitting or
not admitting wont come into it to help you and will cause further
problems to you when you're finally brought to court

I really would like to see some authority for this assertion because I do
not think that it is right.

This is a claim for a sum of money due under an enactment,a nd the
limitation period appears to be 6 years from the date of accrual.

If, as I suspect, the 15 years is intended to be based on section 14A of the
Limitation Act 1980, then this does not apply to claims for sums dueunder an
enactment, nor for claims in contract. It applies only to claims in
negligence, which this is not.

If there is a special limitation period for Council Tax claims, then I want
to know about it.

(I accept that a Liability Order, being a judgment can be ENFORCED within
six years from its date, but that is a different point fromt he one being
advanced here)


Andrew McGee



 




Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

vB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Forum Jump


All times are GMT. The time now is 10:07 PM.


Powered by vBulletin® Version 3.6.4
Copyright ©2000 - 2009, Jelsoft Enterprises Ltd.Search Engine Optimization by vBSEO 2.4.0
Copyright ©2004-2009 Legal Banter, part of the NewsgroupBanter project.
The comments are property of their posters.
Agencia de viagens - Buy Anything On eBay - Cheap Loan - Calvin Klein Watches - Loans