According to a recent article [1] in The Guardian, Nationwide's credit
card customers are all getting replacement cards with new account
numbers, and customers who pay subscriptions with their cards

...will have to tell each of these companies their new number. They
will also have to change details on any bank accounts used to pay
credit card bills each month - including those with Nationwide's own
FlexAccount.

Nationwide says there will be a 45-day overlap between the two
cards, so if a Comic Relief customer forgets to change payment
details for a subscription, the request for authorisation will
automatically divert to the new account number. But after this
period, the Comic Relief account will be closed and any request for
authorisation will be rejected.


However, I'm under the impression that card issuers normally tell
customers that closing an account does not block payees from using
continuous authorisations in the future, and that they (the issuers)
can still bill customers for such charges made to closed accounts.


Is that last bit of information out of date now? Or is there an
explanation for this discrepancy?


[1]
http://www.guardian.co.uk/money/2008...editcards.debt

However, I'm under the impression that card issuers normally tell
customers that closing an account does not block payees from using
continuous authorisations in the future, and that they (the issuers)
can still bill customers for such charges made to closed accounts.

My card issuer gave me a new card number specifically because I told
them an online retailer was likely to payment from the old card and that
I hadn't authorised the payment.

The retailer duly did as expected, and the transaction failed.

"Adam Funk" wrote in message
...
According to a recent article [1] in The Guardian, Nationwide's credit
card customers are all getting replacement cards with new account
numbers, and customers who pay subscriptions with their cards

...will have to tell each of these companies their new number. They
will also have to change details on any bank accounts used to pay
credit card bills each month - including those with Nationwide's own
FlexAccount.

Nationwide says there will be a 45-day overlap between the two
cards, so if a Comic Relief customer forgets to change payment
details for a subscription, the request for authorisation will
automatically divert to the new account number. But after this
period, the Comic Relief account will be closed and any request for
authorisation will be rejected.


However, I'm under the impression that card issuers normally tell
customers that closing an account does not block payees from using
continuous authorisations in the future, and that they (the issuers)
can still bill customers for such charges made to closed accounts.


Is that last bit of information out of date now? Or is there an
explanation for this discrepancy?

I have always paid my credit card bills with the reference (original card
number) that was given when I first set up the account. Even though the card
numbers have changed many times over the years, the money still finds its
way through to my credit card company from my online bank account.

Marcus